Author Archives: Travis

  • 0

What to Do if You’re Worried About Trump Repealing PSLF

Tags : 

trump repealing PSLFI’ve gotten a ton of clients asking me about the Trump administration’s plans in regards to the Public Service Loan Forgiveness program (PSLF). For those who don’t know, PSLF allows you to work for a not for profit employer for 10 years and receive tax free loan forgiveness. For many borrowers burdened by huge amounts of student debt, PSLF is their only hope. Here’s how you should prepare your finances if you’re worried about Trump repealing PSLF.

Read More

  • 0

What I Learned About Future Student Loan Policy from the Betsy Devos Confirmation Hearing

Tags : 

betsy devos confirmation hearingLike most Americans, I made sure to catch the tail end of the Betsy Devos confirmation hearing for Secretary of Education. Kidding aside, I’m more stunned with what I didn’t hear than what I did. I checked the transcript as well to make sure I hadn’t missed a substantive student loan discussion. After watching lawmakers ask their questions, I think we’ll have current loan rules around for a little longer than I expected.

Read More

  • 0

The Two Best Strategies to Pay Back Pharmacy School Loans

Tags : 

pay back pharmacy school loans

There are two main strategies to pay back pharmacy school loans. The one you use depends entirely on where you work. The first strategy is using the the Public Service Loan Forgiveness program (PSLF) with Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE) at a not for profit hospital or community health center. The second strategy is refinancing your loans with private lender if you work at a private sector employer such as CVS or Walgreens. If you’re not using one of these two strategies to pay back pharmacy school loans, you’re probably paying too much. If you’d like to learn more about how I save pharmacists money through my flat fee pharmacy student loan consulting service, email me at travis@studentloanplanner.com.

Read More

  • 0

Specialists with Student Loans Will Pay Back Less than Generalists AND Earn More Money

Tags : 

specialists with student loansEveryone knows that specialists make a lot of money in medicine. What they don’t know is that Public Service Loan Forgiveness (PSLF) will allow most specialists with student loans to pay a fraction of what they owe for their education. I help physicians craft a student loan strategy through flat fee student loan consultations, and I can probably help you too at travis@studentloanplanner.com. Current student loan rules make specializing a far more lucrative decision for today’s physicians. Here’s why.

Read More

  • 0

What Will Be the New Republican Student Loan Policy?

Tags : 

republican student loan policy

Rep. Foxx, Chairperson of the House Education and Workforce Committee

Everyone wants to know now that one party control has returned to Washington, what will be the new Republican student loan policy? A lot of it depends on the views of a relatively unknown Congresswoman, Virginia Foxx of North Carolina. She is the chairwoman of the House Committee on Education and the Workforce.

Read More

  • 0

Why Pay for Help Managing Student Loans When It’s Free

Tags : 

The Secretary of Education John King recently spoke about the proliferation of student loan scam companies. He warned borrowers not to pay for help managing student loans. After all, you can contact loan servicers and get help for free right? Why then do I feel like I’m genuinely impacting my clients lives for the better with student loan consults?

Read More

  • 2
cost estimates of dental school

Published Cost Estimates of Dental School Are Totally Wrong

Tags : 

Imagine if you told a patient you’d charge them $1,000 for a root canal. Then they get the bill in the mail and it says they owe $1,250. The patient would probably be upset right? Dental schools are effectively doing this to dental students all around the country with faulty cost estimates of dental school.

Read More

  • 2

Go to Dental School and Maybe Drive a $5,000 Used Car One Day

Tags : 

go to dental schoolI discovered the DentalTown forums recently, and the community there has confirmed what I’m discovering in my dental school student loan consulting business. The majority of folks who go to dental school today are setting themselves up for years of what is basically indentured servitude, not a life of “four day work weeks and driving a Porsche 911” as one user joked. My goal for this business is to help dentists make a plan to pay back their student debt for a low flat consult fee. Here are some examples of why the cost of dental education has to change if the profession is to survive in its current state.

Read More

  • 0

Georgetown Law School PSLF Abuse Shows Why Program Will End

Tags : 

Georgetown law school pslf abuseWith political regime change coming to Washington, I wanted to highlight how one of America’s elite law schools severely exploits federal student loan programs for its own benefit. Public Service Loan Forgiveness (PSLF) was intended by Congress to help low income borrowers work for non profits after college. The way the law ended up being written, PSLF became the largest back door grant program to American graduate schools in history. Specifically, Georgetown Law School PSLF abuse is so bad that I believe the case highlights why the PSLF program as a whole has a 90% chance of repeal for future borrowers starting in fall 2017. If you’d like to hire my expertise for a review of your six figure student loans or have questions about my service, contact me at travis@studentloanplanner.com

Read More

  • 0
Repeal of PSLF

How to Hedge Against PSLF Repeal

Tags : 

Maybe you’re a really savvy doctor who learned about the PSLF program in year three of medical school. You’ve since made three years of payments in residency under the PAYE program, and you’ve dutifully submitted your PSLF employment certification form annually. You have $300,000 in student loan principal with $40,000 in accrued interest. PSLF repeal would royally screw you over, so what do you do when both parties have said they want to repeal it and Republicans will control all branches of government?

Read More

GET PROFESSIONAL HELP WITH YOUR STUDENT DEBT!

Thanks for contacting me about your student loans. Please feel free to ask any questions you want about the consult service and how I can help.

X
ASK ME A QUESTION!