There are two main strategies to pay back pharmacy school loans. The one you use depends entirely on where you work. The first strategy is using the the Public Service Loan Forgiveness program (PSLF) with Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE) at a not for profit hospital or community health center. The second strategy is refinancing your loans with private lender if you work at a private sector employer such as CVS or Walgreens. If you’re not using one of these two strategies to pay back pharmacy school loans, you’re probably paying too much. If you’d like to learn more about how I save pharmacists money through my flat fee pharmacy student loan consulting service, email me at email@example.com.