Pretend you’re a wealthy retiree, and you really don’t want to lose money. You might use something called a bond ladder so you have bonds maturing in every year of your retirement. Pretty nice to …
Student Loan Refinancing: What is a Good Debt-to-Income Ratio?
Your credit score is an important factor with just about any type of loan. But with student loan refinancing, your debt-to-income (DTI) ratio could be more of a problem.In a recent Student Loan …
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5 Key Eligibility Factors When You Refinance Student Loans
If you’ve ever felt stuck paying tons of interest on your student loan, you’ve probably wondered if it’s possible to lower your interest rate. Although federal student loans have fixed interest rates, …
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5 Lenders to Consider When You Refinance Parent PLUS Loans
To help your child when it came to paying for their college tuition, you took out a Parent PLUS loan in your name which you’re solely responsible for repaying. But the reality is that you can’t …
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Survey: 85% of student loan borrowers reveal fears about refinancing
Student loan refinancing is one-way student loan borrowers can take advantage of lower interest rates. In some cases, eligible borrowers can reduce their interest rate and save thousands of dollars …
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How to Know If Refinancing Your Student Loans Is Right for You
There is currently $1.44 trillion in student loan debt in America. Additionally, as of 2018 Q3, 11.5 percent of aggregate student debt was 90+ days delinquent or in default. The fact is that people …
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