I’ve increasingly received emails from borrowers in their 60s and even 70s who owe more than six figures of student loans. They want to retire, but they think they’ll never be able to afford to. Some …
How Married Couples Can Take Advantage of Public Service Loan Forgiveness for Their Student Debt
It’s no secret that great minds think alike. That’s probably one reason why it’s common for people to choose a spouse based on their own profession. For example, in one study, 16% of married people …
Is Professor Student Loan Forgiveness Worth It?
Years ago, when you first thought of pursuing a career in academia, I'm guessing you didn't think about the cost of getting there. You're not alone; most people don't. It's much more fun to think …
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What Counts as Full-Time Employment For PSLF?
Maybe you’ve thought about reducing your hours at work, but you’re afraid of losing the Public Service Loan Forgiveness (PSLF) program. After all, you need to be full time for PSLF in order to get …
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TEPSLF Program: Lessons from a Reader Who Got Her Loans Forgiven
I recently received an email from a reader named Jamie who has had her loans forgiven under the TEPSLF Program. She was lucky enough to have two Direct Loans issued in 2001. That’s well before 2010, …
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Why Starting Your Own Non-Profit for PSLF Is Not a Good Idea
You’ve never lived if you haven’t been sued according to a popular saying. I was recently threatened with a libel lawsuit after I expressed my opinion on a student loan forgiveness strategy. The idea …
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