Get your custom student loan plan

Trusted by Robert of The College Investor

The College Investor
The College Investor

Can Student Loan Planner Help You?

We're a group of CFA or CFP professionals who specialize in making student loan plans for borrowers who owe between $50,000 and $1 million in student loan debt.  

We've made over 1,600 customized plans for borrowers just like you. 

If you're able to make your payments, but you aren't sure if you're using the right strategy, are overwhelmed with all the different repayment plans, or just want an expert to let you know your options for a transparent flat fee, we'd love to help.  

Our average client saves a projected $59,000 over the life of their loans after getting a student loan plan from us.  

Please note: if you're in default, delinquency, or you're struggling financially, this service is not for you. Just call the Dept of Education at 1-800-621-3115 for free help.

Also note that we recommend you only book this service if you owe more than $50,000.

What's the Cost?

Read this full page or watch the video below to see how the consult works. 

This is a paid service, and I want to let you know what the investment looks like right away.  


lauryn and justin
Rob Bertman
Travis Hornsby

If you owe between $50,000 and $200,000 as a household, use the button to book with one of our planners Lauryn Williams, CFP or Justin Harvey, CFP. 

Their rate is 295.

If you owe between $200,000 and $400,000 as a household, your situation is more complex. Book with my colleague Rob Bertman, CFA, CFP. 

His rate is 449. 

If you owe more than $400,000, book with Travis Hornsby, CFA. I founded the company and helped over 1,000 borrowers figure out $300 million. 

My rate is 595.  

SCHEDULE YOUR CALL

How Does the Consult Work?

When you click the button and schedule your plan, we'll give you a call at the time you choose. Once you book, you'll get a link to fill out our consult form.

I made a bold claim that we tend to save clients a ton of money by correcting repayment mistakes. Here's a few examples:  

  • Therapist didn't realize her loans were structured improperly to benefit from the PSLF program. Projected Cost: $400,000
  • Teacher didn't realize that she was using the wrong loan forgiveness program and the wrong repayment plan. Projected Cost: $50,000
  • Dentist had no idea that he could be receiving tens of thousands in interest subsidies simply by getting out of deferment. Projected Cost: $12,000


During the first 15 min of the call, we get to know your goals. 

Then we'll spend about 30 min discussing our analysis and make sure you understand the pros and cons of all your available repayment options.

In the last 15 min, we review action steps and make sure you understand how to achieve the changes in your strategy that we'll recommend.


What Followup Support is Available?

Student Loan Planner has been around since 2016, and we've done many follow up consultations with existing clients. 

Your initial consult fee is a one time fee and includes six months of questions you can ask your planner via email. 

If you book through the links on this page though, we'll extend that to 1 year of support via email for College Investor readers.

However, sometimes you change jobs, marital status, or family size and want another review down the line. 

We definitely offer that. A year after your initial consultation, you get an exclusive link that existing clients can use to book follow up appointments for an additional fee.

Most of our clients get everything set up successfully in the initial consult and don't choose to engage our servicers further. That's totally fine. Just in case you need that support though, we're here to help. 

What Do We Do For Our Clients?

Here are some examples of what the service entails: 

  • We model the cost of IBR, REPAYE, PAYE and other plans to let you know which one has the best projected cost based on your individual circumstances
  • We explain what impact different tax filing strategies have when you're certifying your income driven payment
  • Is forgiveness in your best interest or refinancing? We'll give you our unbiased opinion. 
  • If you should refinance, what kind of rate term should you select? Should you go with a fixed or variable interest rate? We want you to feel fully informed before you sign on a dotted line.
  • If we find other financial issues while doing the consult, we address that. We'll make suggestions on housing budget, actions to take about car purchases, emergency savings, and more.
  • We'll explain the impact retirement savings has on student loans and how you can minimize the cost of your debt while maximizing your future life options. 

What Do We NOT Do For Our Clients?

Here are some examples of what we will not do for you.  

  • File documents or certification forms
  • Consolidate your loans
  • Negotiate with any creditor or agency


If we believe consolidation is in your interest, we'll explain how to do it. 

If we think you need to certify your income in a specific way, we'll explain your options. 

Most student loan scams center on "document processing companies" that get power of attorney and tell you that they'll take care of your loans for you. 

No such legitimate service exists in my opinion. 

Even if it did, that service is worth very little. Certifying and sending in the right docs should take no more than 15 min. 

If it does, then using our tips you should be able to save a lot of time. 

What's valuable is having a plan and understanding WHY you're doing something.

That's what you're paying us for. You'll come away from the call with the deepest understanding of your loans that you've ever had, and you'll possibly save a lot of money when you understand what to do. 

What Do Professionals Like You Say About Our Consult?

dentist

“His phone consult is literally the most valuable one hour conversation you will ever have.” Raul Franco, Dentist

veteriarian

I was completely overwhelmed with my student loans. Student Loan Planner was able to simply the process for me and guide me to make the best decisions. Elaina Petrone, Veterinarian

physician

Travis took into account my wife's finances and student loans and pointed us towards seriously amazing savings. Travis was honest, nice, and easy to follow as we went through everything. Evan Rochlis, Physician

psychologist

After the 1 hour phone call, I felt like a weight had been lifted off me. I can now just focus on my career as a school psychologist and remember why I decided to pursue a Psy.D!! Jaimie Leigh, Psychologist

What's the Cost if You Don't Use Our Service?

At a minimum, it's hours of your time spent learning and applying student loan rules that you could've used to do something else.

If you get paid at least $20 an hour, the service pays for itself pretty easily in time saved.

For 90% of our clients, we find a projected five to six figure mistake in how they were managing their student debt under existing rules.

About 10% of the time, we might not find any savings compared with what you're already doing.

We charge the consult fee either way so you know exactly what you're paying and there are no surprises. 

Our satisfaction rate is about 99.7% out of our 1600 clients. 

I can't wait to save you money and time figuring out your student loans. The first step is to book a call with the button below for your custom student loan plan.

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