The Public Service Loan Forgiveness (PSLF) program offers borrowers a repayment relief option in exchange for service in the public sector. After 10 years of working for a qualifying employer, …
How to Get a PSLF Overpayment Refund
If you made more payments than required by the Public Service Loan Forgiveness (PSLF) Program, there’s good news — you can probably get your money back. In this guide, learn how you can get a PSLF …
Student Loan Debt By Race Statistics
Key Takeaways: Student loan debt affects millions of borrowers in the U.S. But that burden isn’t shared equally. Communities of color — and Black borrowers in particular — owe more student loans …
How Do Student Loans Impact Debt to Income Ratio?
Lenders consider many factors, like your credit score, when deciding on whether to lend you money. However, another factor that’s just as important is your debt-to-income ratio or DTI. If …
4 Top Options for South Dakota Student Loan Forgiveness
South Dakotans have a higher percentage of graduates with student loan debt, according to data from The Institute for College Access & Success (TICAS). Seventy-three percent of South Dakota …
4 North Dakota Student Loan Forgiveness Options to Consider
North Dakota has fewer than one million residents, according to recent Census data. Still, 66% of graduates in the class of 2019-2020 had student loan debt, with an average balance of $31,939, …