Income-Driven Repayment

Latest articles

To Link or Not to Link: Guide to IRS Automatic Income Sharing for Student Loans Repayments

Miranda Marquit

Which Income-Based Repayment Plan Requires Spousal Income? A Guide for Borrowers

<img alt='' data-srcset='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=192&d=mm&r=pg 2x' height='96' width='96' decoding='async' data-src='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=96&d=mm&r=pg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='' src='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=96&d=mm&r=pg' srcset='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=192&d=mm&r=pg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Melanie Lockert

IDR Waiver Account Adjustment: How to Qualify and Get Your Loans Forgiven Faster

<img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Travis Hornsby, CFA, CFP®

How to Revoke Access for the IRS to Share Your Income for Student Loans

<img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Travis Hornsby, CFA, CFP®

Marriage and Family Therapist Salary vs. Cost of an LMFT Degree

<img alt='' data-srcset='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=192&d=mm&r=pg 2x' height='96' width='96' decoding='async' data-src='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=96&d=mm&r=pg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='' src='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=96&d=mm&r=pg' srcset='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=192&d=mm&r=pg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Melanie Lockert

How to Make Sure Your Servicer Calculates Your Payment Correctly

<img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Travis Hornsby, CFA, CFP®

“Married, Filing Separately”: Impact on Student Loan Payments and Your Taxes

Rob Bertman, CFA, CFP®

What to Do If You No Longer Have a Partial Financial Hardship

Meagan McGuire, CSLP®

How an IDR Plan Offers Valuable Loan Forgiveness

Sim Terwilliger, CFP®, CSLP®

SAVE, REPAYE, PAYE & IBR Federal Student Loan Repayment Plans Compared

<img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Travis Hornsby, CFA, CFP®

Married Filling Separately in Community Property States Due to Student Loans: Complete Guide

<img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' data-srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' height='96' width='96' decoding='async' data-src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='Travis wearing a blue sweater and collared shirt.' src='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2016/09/cropped-Travis-headshot-cropped-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Travis Hornsby, CFA, CFP®

Are You at Risk of Being Kicked Off IDR? Learn About Income Limits

<img alt='Avatar photo' src='https://www.studentloanplanner.com/wp-content/uploads/2019/12/cropped-CaitlinSee-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2019/12/cropped-CaitlinSee-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Caitlin See

How to Confirm Which Type of Income-Driven Repayment Plan You’re On

<img alt='Avatar photo' src='https://www.studentloanplanner.com/wp-content/uploads/2019/12/cropped-CaitlinSee-96x96.jpg' srcset='https://www.studentloanplanner.com/wp-content/uploads/2019/12/cropped-CaitlinSee-192x192.jpg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Caitlin See

The Ultimate Guide to Income-Driven Repayment (IDR) Plans

<img alt='' data-srcset='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=192&d=mm&r=pg 2x' height='96' width='96' decoding='async' data-src='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=96&d=mm&r=pg' class='avatar avatar-96 photo lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img alt='' src='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=96&d=mm&r=pg' srcset='https://secure.gravatar.com/avatar/e0388737c52f87ad9067cc304a96e405?s=192&d=mm&r=pg 2x' class='avatar avatar-96 photo' height='96' width='96' decoding='async'/>

Melanie Lockert

Student Loan Forgiveness for Counselors: 5 Stellar Options

Bethany McCamish