Property Type
Single family primary homes, 1-2 unit, condominiums, townhomes
Financing Options
89.99% on mortgages up to $2 million, 95% on mortgages up to $1.5 million, 100% on mortgages up to $1 million
Eligible Professions
DDS, DMD, DO, MD
Program Requirements
Physicians who have been practicing for 5-10 years are limited to 95% financing. Physicians who have over 10 years in practice post-training (residency and/or fellowship) are not subject to this limitation for the physician loan program.
The following states are limited to 95% max LTV: CA, FL, ID, and NV.
Eligible States
AZ, CA, CO, FL, IA, ID, IL, IN, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY