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Top 5 Student Loan Forgiveness Scams to Avoid in 2024

Student loan forgiveness scams have been a problem for many years. In 2017, the Federal Trade Commission (FTC) launched an initiative called “Operation Game of Loans” to combat scammers in the United States. The Biden administration recently announced an initiative to prevent scammers from taking advantage of borrowers trying to access student loan cancellation. While the government crackdowns did some good, fraudulent student loan forgiveness schemes have continued.

Fast forward to 2024, and outstanding student loan debt is now over $1.63 trillion. And as the pandemic has hurt so many people financially, the amount of people desperate to do something to get out from under the burden of student loans is certain to rise.

The short answer is that if you get a voicemail about student loan forgiveness or hear about a special program offering “Biden student loan forgiveness” or “Biden student loan relief,” it's probably a scam.

And know that the number of student loan scams will exponentially increase in 2024 once the White House decides to let repayments start again.

That said, we're going to outline the most common types of student loan scams, so you can watch out for your finances.

Why do student loan scams exist?

Paying off student loan debt is a major concern for most college graduates, no matter how much debt they have after finishing school.

Like for any pain point consumers have, there are legitimate businesses that claim to provide relief but are actually illegitimate operations that seek to take advantage of borrowers looking for a solution.

And because the student loan debt relief industry isn't highly regulated, student loan scammers have an open door through which to prey on unknowing borrowers.

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Help for student loan relief is free

You may have seen Google or social media ads making outrageous claims of providing immediate relief from student loan debt. Generally, these private companies offer help with consolidating loans and other basic student loan services.

For federal student loans, most of these advertised services are things you can actually do for free. The U.S. Department of Education and your federal student loan servicer can help you with a variety of tasks, including:

  • Consolidating your federal student loans
  • Lowering your monthly student loan payments
  • Applying for student loan forgiveness programs
  • Getting your loans out of default
  • Applying for forbearance or deferment

Although you can do many of these tasks yourself, some people aren’t aware of this or think it's more difficult than it is. Forms can also seem confusing to fill out. With so many options to consider, some borrowers can’t tell the difference between real student loan repayment strategies and scams.

5 Student loan scams to avoid

With little regulation, new “student debt relief companies” pop up all the time. They're often offering relief that seems too good to be true – which likely means it is too good to be true.

Student loan scams come in many forms, making different claims for service that sound attractive. Here are some of the more common scams we’ve come across:

1. Student loan consolidation scam

Sometimes it makes sense to consolidate your student loans; however, if you have federal loans, you can consolidate your loans for free on the Federal Student Aid website. There are also loan consolidation options if you have private student loans or a mix of private and federal loans.

Many scammers offer consolidating services for a fee, which is often referred to as a “processing fee.” It might also be referred to as an administrative fee or consolidation fee. Don’t fall into the trap of paying for something you could do for yourself for free. Avoid these fee-driven scams.

Be aware of how consolidation affects your plans for student loan repayment. A legitimate company will ensure you understand what you’re getting into before you consolidate.

For example, for people pursuing federal student loan forgiveness, it’s especially important to know that student loan consolidation could reset your qualifying payments count.

2. Student loan debt elimination scam

Quick student debt elimination is a myth. So if you receive a phone call or text messages from a student loan debt relief company promising fast debt cancellation, you're likely dealing with a scam.

Scammers might make a claim that because you attended a certain college that closed you can get your debt completely wiped out at a cost. While there are times when this is possible, you should not pay a company to try to get your debt eliminated.

For instance, the federal government may permit student loan debt discharge for special circumstances, such as disability, death, and if your school closed.

According to the Federal Student Aid website, StudentAid.gov, “If you’re no longer required to make payments on your loans due to other circumstances, such as a total and permanent disability or the closure of the school where you received your loans, this is generally called discharge.”

More recently, borrowers have been targeted by student loan cancellation scams.

For more details on student loan discharge and which loans are eligible, check out the Department of Education’s student loan forgiveness, cancellation and discharge criteria.

3. Advance fees scam

The federal government offers multiple services for free to student loan borrowers. But scammers often promise to be able to negotiate lower interest rates or better loan terms if you’re willing to pay a small fee upfront (spoiler: most likely, the fee isn’t actually small).

Fees sometimes are attached to student loans, both with federal loans and private loans. The issue in this scam isn’t that there is a fee; it’s that the scammer is charging you a fee upfront before providing any service.

That’s not how student loan repayment is supposed to work. Federal loans have origination fees, for example, but they’re added to the total amount of the loan, not a separate charge in advance. Additionally, you're also subject to a fee if you default on your loan.

Private loans usually have an origination fee or a disbursement fee. But, again, this fee is added to the total of the loan itself. In general, be careful any time someone wants to charge you upfront for a service related to utilizing federal programs, like the Education Department.

4. Lawsuit scam

With this scam, a law firm claims that it can settle your whole student loan debt. The lawyer will ask for money to take care of this for you, suggesting it can save you thousands of dollars in the process.

These people might even ask you to make your monthly payments to them under the pretense that they’ll negotiate settlements with your loan servicer. But, often, what actually happens is that the law firm never actually pays the federal loan servicers and loans are placed in default.

Once your loan is in default, the law firm argues that you can’t make your payments and then works to negotiate a settlement with your lender based on that lie. It’s unfortunate that law firms practice this. But people are so desperate to get out from under student loan debt that they want to believe these quick fixes are real.

Trying to settle your loan debt this way could cost you thousands of dollars in legal fees. Plus, you'll have wasted a lot of time that you could have used paying off your loans the smart, legitimate way.

Related: When Hiring A Student Loan Lawyer Could Be A Good Idea

5. Student loan forgiveness scams

Student loan forgiveness is the hottest topic in the student loan industry. It makes sense that scammers will try to make money off of unsuspecting borrowers by offering quick and easy student loan forgiveness.

There are many different ways to qualify for student loan forgiveness based on your situation, your career path, your place of employment and other factors. But, to be clear, none of those student loan forgiveness programs are easy or fast.

Public Service Loan Forgiveness (PSLF), for example, takes 10 years of qualifying loan payments before you can apply. Other student loan forgiveness options could take between 20 and 25 years through income-driven repayment. Loan forgiveness is not a quick and easy process. And any business that claims anything otherwise is probably a fraud.

Scammers do their best to make their ads, commercials, videos and websites look as official as possible. Be sure to investigate companies making any of these claims before handing over your money to them.

Other student loan debt relief red flags

Beyond the student loan scams listed above, there are other telltale indications you’re dealing with a student loan scam. Be on the lookout for these warning signs:

  • High-pressure sales tactics
  • Businesses that only offer loan consolidation and no other options
  • Customer service with limited knowledge of student loan repayment options
  • Use of the verbiage “document preparation service” in their marketing
  • Requires you to provide sensitive personal information
  • Aggressive advertising with outrageous claims
  • Customer service that asks for your FSA ID or account information
  • Official-sounding names and logos that make them seem connected to or part of the federal government
  • Mentioning “Biden student loan forgiveness” a lot
  • High, upfront fees that don’t match up to the services they are providing

Finally, beware of any companies that use pressure tactics that encourage you to act quickly. There are no “limited time” federal programs that are going away any time soon. So don't work with any company that tries to tell you that your “window of opportunity is closing.”

The benefits of paying for student loan consultations

There’s no magic wand to get rid of student loans quickly. Instead, you'll need to think carefully through your options to find the best repayment strategy.

You can go at it alone — for free — through the Federal Student Aid website. The reality is that figuring out which repayment option is best for you is complicated. If you find yourself feeling over your head with your options, it might make sense for you to invest in one of our one-on-one student loan consultations.

That's why Student Loan Planner® offers a paid service for advice related to your student loan debt repayment. We wouldn’t have a business if the federal government could solve every borrower’s debt problems. The reality is if you have six-figure student loan debt, your situation is very different from someone who has $20,000 in student loans.

We don’t have the answers to wipe away your debt in one fell swoop. Nor do we claim to provide immediate loan forgiveness. We're also not a document preparation company. We purposely don’t fill out any paperwork for clients. The more involved and educated you are in your own repayment decisions, the more focused you’ll be at eliminating your student loan debt the right way.

We charge a small, flat fee for a consultation, which we collect at the end after you’re satisfied with your repayment plan. We’ve been able to help 11,220+ clients take on over $2.5 billion of student debt. Contact us today for a consultation and we’ll help you find the right student loan repayment option to save you money.

You can now better identify student loan forgiveness scams!

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Comments

  1. Becky Rudd May 23, 2019 at 1:00 PM
    Reply

    If you believe you’ve been contacted by a loan forgiveness scam company, is there someone I can report that experience to?

    • Travis Hornsby May 28, 2019 at 3:48 PM
      Reply

      Sure your state Attorney General and the Consumer Financial Protection Bureau are two good places.

    • Tom G March 12, 2020 at 11:56 PM
      Reply

      Currently being scammed by “Clear Start Today” in Irvine CA.. Promised total loan forgiveness and instead got me nothing but high payments… STAY AWAY

      • melissa May 17, 2020 at 7:28 PM
        Reply

        I have been scammed by them as well. Wondering if I should get a lawyer?

    • Patricia G Sloan August 25, 2020 at 5:34 PM
      Reply

      Has anyone heard of studentapex.org? They have a website and everything but when talking to some lady that deals with financial aid said they are fraudulent.

      • Joshua Nichols September 15, 2020 at 7:40 AM
        Reply

        I’ve been wondering about them too. I have a feeling the lady you talked to might be right.

      • Christine Johnson October 12, 2020 at 3:29 PM
        Reply

        I have been paying monthly for 5 months now to them and I just now realize they mught be a scam. This would happen to me. Student Apex texts my reminders to pay and when I call their customer service number it is a weird machine that you xant understand what it says. 2 days later I got a call back from a different number saying to use their direct line. My card was flagged last week and I had to get a new one. I’m hoping this will keep them from withdrawing again….

  2. Janel July 18, 2019 at 4:06 PM
    Reply

    Have you heard of Federal Document Assistance Center? Do you know if it is a scam?
    FDAC
    https://federaldocumentassistancecenter.com

    • Travis Hornsby July 19, 2019 at 2:35 PM
      Reply

      Can’t comment for sure since I don’t know either way, but generic student loan company names are often sketchy.

    • sarah gilmore December 10, 2019 at 2:03 PM
      Reply

      In all honesty I was helped by Federal Document Assistant Center also and they helped me to my consolidation. I couldn’t have done it without them. they were very helpful and the woman I spoke with knew what she was doing. Not all these companies are scams. And this I know because I was taken advantage of previously by another company. But I can say FDAC did just what they said they would do and did it without any issues.

      • Travis at Student Loan Planner December 13, 2019 at 10:25 AM
        Reply

        Sometimes consolidation is a helpful thing for sure, it’s just that you can call the Dept of Ed’s Student Loan Support Center at 18005577394 and they’ll do the same exact thing for free instead of hundreds of dollars.

        • A. Shell December 23, 2019 at 10:45 PM
          Reply

          I called that number and it sounded like it might have rang your place of employment, but was definitely not the DofE.

        • JoshuaQ September 2, 2020 at 7:32 PM
          Reply

          They called me about default and they eventually was told I could consolidate by going to their website. I tried and it was denied and the site, after like 6 months, has not updated my consolidation status even though it was denied by Navient due to loan types.

          The site and org has been unhelpful in the situation if you ask me. Can’t buy a home because my loans went into default without me knowing. Now I have to pay for 10 months straight to even get on a payment plan that can be sent to loan companies.

      • nicole May 20, 2020 at 5:42 PM
        Reply

        How’s that working for you now? the women i spoke with was rude when i was asking too many questions as I should be. When they “approved” me i got transferred to Kharan who asked for my bank info over the phone and claimed my 11k in loans would be wiped clean for a small payment of $930. I asked if he could email/mail me more info on this forgiveness plan with the processes and everything and he laughed saying he can’t send any blank documents. yea,.. not a chance.

      • Ashley Greenwood August 27, 2020 at 12:49 PM
        Reply

        I’m pretty sure I was just scammed yesterday for all my info. This guy claimed he worked for ” student loan forgiveness ” and they said they were going to consolidate my loans. That I had to start paying like 168$ a week for 430 months & it will eliminate the rest of my loans. They wanted me to sign some paperwork & asked for my FSA ID number. They wanted a credit card on file I said I didnt have one and said that even an expired or old card was good enough. I then started asking questions and they said it was because my old contract with department of education was no longer valid. Asked me to complete their documents. Kept calling me back over and over again. Then started texting me first thing in the am today and will not stop texting me or calling me. Their company is called alumni support center. From Irvine CA and he is bothering me and being pushy. Pretty sure it’s a scam. I called an old number for department of education and they have no knowledge of any other contract or info about another company taking over my payments.

        • Amy at Student Loan Planner August 28, 2020 at 10:13 AM
          Reply

          Scams are common, unfortuantely. Don’t give any of your info to companies like this. And watch out for common student loan scams.

      • Crystal Bell October 23, 2020 at 3:40 PM
        Reply

        Has anyone heard of Education Advisory Group

      • Kate April 28, 2021 at 1:56 PM
        Reply

        Has anyone heard of Corner Stone Doc prep .com? for st loan consolidation and payment reduction? based out of southern California?

        • Abel at Student Loan Planner May 5, 2021 at 2:46 AM
          Reply

          Hey Kate! Unfortunately, no. But Beware of Hidden Agendas in the Student Loan Industry. Check out this podcast episode on what we mean by that: https://youtu.be/aalZPFSErIE. Listen on YouTube or on your favorite podcast platform. Episode 122. Please do your due diligence in researching more about them.

          • Heidi Meadows June 28, 2021 at 10:50 AM

            Yep Kate…just found out today that Cornerstone Doc Prep are thieves after setting up an account online with Navient (legit managers of DOE loans) and saw none of my payments had been credited to my account. They told me if I made 4 payments of $299, that they could bring my payments down to $39 for the next 20 years. I have to cancel my card and eat this $600 that I didn’t have to throw away. How can people be so shitty?

    • Walton Seaton January 14, 2020 at 4:20 PM
      Reply

      The Federal Document Assistance Center is a Student Loans Scam. I have spoke with Esly Roman, Luis Castillo, Cesar Roman, Eric Pintos, Yvonne Marin, Andrea Martinez, and Cynthia Lopez-Luna. Each one of these associates has scammed social security numbers, bank information, and documents. Do not trust them! Reported to the Credit Bureau, Identity Theft, and BBB.

      • Theo April 2, 2020 at 7:12 AM
        Reply

        They got me but I cancelled my account with them before any money changed hands. They do have my SSN and Bank info though. Do I need to be worried?

  3. Erica July 23, 2019 at 8:51 PM
    Reply

    Does anyone know if My Financial Solutions is a scam

    • Ashley Harrison August 2, 2019 at 2:20 PM
      Reply

      Hi Erica,
      I can’t say for sure if this company is a scam, but here are some warning signs to look for:
      • Requiring upfront or monthly fees
      • Promising immediate/total loan forgiveness or cancellation
      • Asking for your FSA ID
      • Claiming their offer is limited and pressuring you to commit
      You can find more information here: https://www.studentloanplanner.com/spot-a-student-loan-scam/

  4. Esmeralda G Trejo July 25, 2019 at 1:29 PM
    Reply

    Network 46 graduate resource network contacted me and said I can be forgiven 10,000 and only lay the 5,000 I cant seem to find more information. About them, are you familiar with this network

    • Ashley Harrison August 2, 2019 at 2:23 PM
      Reply

      Hi Esmeralda,
      I’m afraid I can’t say for sure if this company is legit. But promising loan forgiveness like this seems sketchy. Look for these warning signs as well:
      • Requiring upfront or monthly fees
      • Asking for your FSA ID
      • Claiming their offer is limited and pressuring you to commit
      You can find more information here: https://www.studentloanplanner.com/spot-a-student-loan-scam/

  5. Anonymous August 21, 2019 at 4:33 PM
    Reply

    I was just contacted my pacific palm financial to consolidate and was also eligible for student loan forgiveness. They had all my personal information and I had sent them my debit card information through the student loan forgiveness link they had sent me. Everything seemed legit until I contacted Federal student aid.

    • Travis Hornsby August 22, 2019 at 2:34 PM
      Reply

      Yeah that doesn’t sound legit at all, especially because they asked for a debit card number which is way tougher to get stopped or challenged than for credit cards.

  6. Dachon August 26, 2019 at 10:00 PM
    Reply

    Hello I had a conversation with someone from the ‘administrative accounting center’. Website is https://administrativeaccountingcenter.com/

    Can someone confirm if this is a scam or not.

    • Travis Hornsby August 28, 2019 at 11:39 AM
      Reply

      In my opinion, I would not use them as it seems to fit a lot of the red flag warning signs for document preparation sites.

  7. shelia mcmullen September 11, 2019 at 12:04 PM
    Reply

    I wanted to ask if anyone has ever had any , dealings with a college loan company called Alumisc.com
    Please this more information on it
    p: 888-905-9299
    f: 714-660-7422
    h: M-F 9am-5pm PST
    a: 2030 Main Street, Suite 1300, Irvine, CA 92614

    • Travis Hornsby September 15, 2019 at 12:14 AM
      Reply

      Haven’t heard of them but most of these scams are located in southern California or Florida

      • Brady November 13, 2019 at 3:08 PM
        Reply

        Is the Student Counseling Center real?
        Due to the University of Phoenix not being honest says they can offer loan forgiveness
        Yet they want 260$ a month for three months ????

        • Travis at Student Loan Planner November 18, 2019 at 12:38 AM
          Reply

          No that sounds like a scam

  8. Brittney September 13, 2019 at 2:13 PM
    Reply

    Has anyone been contacted by EDU Preperation Group? Doesn’t feel like a scam, he wasn’t pushy, didn’t ask for my social, or fsa id or anything?

    • Travis Hornsby September 15, 2019 at 12:05 AM
      Reply

      There’s a gray area be being a scam and just overcharging for a poor service. It sounds like it’s the latter with them.

  9. Lisa Groves September 19, 2019 at 4:23 PM
    Reply

    If I have given my FSA id to one of the forgiveness programs and I think it’s a scam, what do I do?

    • Travis Hornsby September 19, 2019 at 4:56 PM
      Reply

      I’d change my password and cancel any recurring subscriptions you’re signed up for with them.

      • Josh Galvan January 15, 2020 at 3:14 PM
        Reply

        travis you are an idiot! ANY signed document can be taken to court and prosecuted if agreeing to the payment then not paying 100% that company can sue the individual for not completing payment as agreed to in a formal signed document!!!!

        • Travis at Student Loan Planner January 27, 2020 at 3:40 PM
          Reply

          Can sue doesn’t mean will sue. For federal loans IDR payments ensure never getting sued. For private loans its very dependent on the state of residence and local laws.

          • Travis at Student Loan Planner January 27, 2020 at 3:43 PM

            And in regards to the reader’s situation, taking someone’s FSA ID is illegal, and the company / person doing this and charging a recurring fee could be sent to jail (see https://abc7news.com/5773576/).

            I wouldnt be too worried about something that I signed when the company is a predatory criminal actor. In fact getting sued might bring attention to the company / person doing that, which means the company wouldnt want the attention in the first place.

  10. Christine September 24, 2019 at 4:05 PM
    Reply

    If you think you have been put in a student forgiveness loan, is there anyway you can stop the process?

    • Travis Hornsby September 25, 2019 at 10:38 AM
      Reply

      Call your credit card company and ask them to stop payments.

  11. Marissa Marie Puma October 14, 2019 at 11:51 PM
    Reply

    Is AmeriHelp LLC a scam?

    • Travis Hornsby October 17, 2019 at 3:45 PM
      Reply

      Most of these companies if you can’t find reviews on them are just designed to enrich their owners at student loan borrowers’ expense

  12. Michelle October 24, 2019 at 10:45 AM
    Reply

    I was scammed by rely on lighthouse. They had all my information. Now i really dont know what to do. The bank is far from me and i cant get there…no one to take me. Now im scared of identity theft on me. Please, anyone who can help me? 🙁 or any ideas on what i can do?

    • Travis Hornsby October 30, 2019 at 12:59 PM
      Reply

      Ouch without more details I don’t know what to say.

      • Al January 7, 2020 at 11:34 PM
        Reply

        I had the same thing occur with another company. They had all of my information to the point I thought I was dealing with the federal student loan repayment program. I didn’t realize my payments weren’t being applied to my loans until I was 3 months late. I was really worried since they had my info, so the FAFSA number I called advised me to contact Consumer Financial Bureau mentioned in one of the posts above. They said they would be investigating.

        • Travis at Student Loan Planner January 14, 2020 at 12:47 AM
          Reply

          Glad you got it stopped at least

    • SHAWN N GUEST February 12, 2020 at 5:34 PM
      Reply

      did you give then your social security number?

    • SHAWN N GUEST February 12, 2020 at 5:35 PM
      Reply

      Rely on Lighthouse just call me right now. Did you give them your social security number?

      • Travis at Student Loan Planner February 16, 2020 at 9:40 AM
        Reply

        I wouldn’t

  13. Judy Nydam October 29, 2019 at 12:24 PM
    Reply

    I receive calls all the time, either live or recorded, offering me the opportunity to have my student loans “forgiven.” I finally asked a recent live caller where they got their list of people to call because I had graduated 45 years ago and my loans had been paid off for almost 35 years. She s stuttered and sputtered until I finally said, “Never mind, I’m sure someone who’s running the scam just handed you a list and you’re calling those people because you needed the money. I’m really sorry you feel like you have to do this.” It was true–you know they must realize it’s a scam so they’re either 1) desperate or 2) conscienceless.

    • Travis Hornsby October 30, 2019 at 9:10 AM
      Reply

      Or not very intelligent. Some of them genuinely don’t realize what they’re doing. The ppl running these scams are very sharp and know exactly what they’re doing. I get emails all the time from internet scrapers offering to “sell me lists of thousands of borrowers.” Big business stealing people’s info

      • Edward Giannella June 7, 2020 at 1:54 PM
        Reply

        I get calls all the time about my student loan. Problem is I never had a student loan nor did I ask a bank for a student loan. I never answer the calls LOL.

  14. Sandra November 7, 2019 at 3:27 PM
    Reply

    Has anyone heard of the Student Loan Advisory Board or Strategic Document Center. I was contacted by these people and fell into a scam where they claimed to provide loan forgiveness. They want 3 payments of $184 and then my loan would drop to $69 for the remainder of 240 months to which anything not paid would be forgiven. I gave these people my social and my debit information. So far no money has been taken out as of yet but I am monitoring my account and when that first deduction is made, I am letting my bank know to stop payment. Just worried of further identity fraud and they keep screwing up my passwords and emails for my current loan provider.

    Anyone have any advice?

    • Travis at Student Loan Planner November 7, 2019 at 10:29 PM
      Reply

      Clearly a scam it seems to me.

    • Jacqueline Patterson December 3, 2019 at 8:14 AM
      Reply

      I’ve gotten multiple calls from folks claiming to represent the Student Advisory Board and I didn’t believe them in the least as it sounded too good to be true and suspicious on multiple levels. Though, given the level and impact of my student loan debt I certainly wanted it to be true!! I didn’t call back or pursue it any further as it sounded to good to be true and I’ve found almost identical language to their script on scam sites….

  15. Kevin Bowman November 8, 2019 at 7:17 PM
    Reply

    Has anyone heard of “Student Renew” student loan repayment program..

    • Travis at Student Loan Planner November 18, 2019 at 12:49 AM
      Reply

      I haven’t but doesn’t sound legitimate

  16. Mar December 1, 2019 at 6:42 PM
    Reply

    Is this a scam ? forgiveness docuprep

    • Travis at Student Loan Planner December 13, 2019 at 10:42 AM
      Reply

      Probably

  17. vee December 3, 2019 at 12:29 AM
    Reply

    Elmer from “Central Processing Center for Student Forgiveness Application” his direct line (949) 799-0270 – (830-) 253-0570 also stated they are part of Accredited Enrollment Center in CA – Since I never went to College nor have a student loan I thought I would try to get as much info as I could. Elmer asked a couple questions like if my student debt was over $10K and If I was still attending school (disqualifies) and if I earned over $1,500/mo. He told me they work with the Dept of Ed and that is where they got my information, I said oh ok “what do I do now”? He said I will need to look you up on the NSLDS site so I pull the site up too and he says “is this the number (cell I called from) you used to apply for your loan? I said gosh I doubt it that was a while ago and this phone is a co -workers mine is charging – then he asked for my email, I ask are you going to send me something? He say NO I’m going to pull your loan info – I say let me see if I can do that my dad pays the loan – he says ok – I asked what is your website I’ve had 15 calls about loan forgivemess and I cant keep track which one I’m calling back – he puts me on hold and tells me a service agent will help and give me all the details I need, a women gets on the line and I ask hey whats your web address – SHE HANGS up BUT i’m still on the line (I know there listening) so I talk outloud to say Gee I was only trying to be friendly why would she do that? Elmer quickly picks up and says I’m so sorry she was rude so sorry – I ask why would she do that? I’m calling to get the info and why hang up on me? he tells me to hang on and gets someone else – Hello “Alex” another woman says I say Hi you guys are in CA right? Just asking because my cousin is in Texas and the (830) area code your calling from is her area code – SHE HANGS up – again I play dumb and say gosh these folks dont like small talk – Elmer picks up the line so sorry Alex I will help you – I ask hey I really want to get to rid of this debt and my dad is paying it on his fixed income what do I need to do? Will there be a cost? I only ask because I have a dog that hurt his leg and needs to see the vet so I want to know the cost to wipe out this debt but need to be able to pay the vet – he says the cost IF you chose to complete our application is $799.00 I say oh good that’s easy (wink) he says whats your email address? I tell him my boss was walking down the hall and I might need to hang up quickly but I will call back – then I hang up – thats when He calls back to leave his direct telephone number. I saw that number listed on the BBB website.

    • Travis at Student Loan Planner December 13, 2019 at 10:40 AM
      Reply

      Haha that’s funny

      • vee February 21, 2020 at 2:34 PM
        Reply

        Hi Travis:
        Today a client of mine sent me a link about a class action suit against a company that operated under dozens of dba’s that duped the public with a promise of a student loan forgiveness of course for a fee, here is the website:

        Have you paid money to a third party, trying to get student debt relief help?
        The EZ Doc Prep Scam Lawsuit is Federal Trade Commission v. Alliance Document Preparation LLC, et al., Case No. 2:17-cv-07048-SJO-KS, in the U.S. District Court for the Central District of California.

        FTC Mails $5.4M To Victims Of Student Loan Debt Relief Scam
        https://topclassactions.com/lawsuit-settlements/class-action-settlement-checks-mailed/923466-ftc-mails-5-4m-to-victims-of-student-loan-debt-relief-scam/

        Join a Free Debt Consolidation Class Action Lawsuit Investigation

        • Travis at Student Loan Planner February 23, 2020 at 3:58 PM
          Reply

          Generally I don’t find that folks get significant recoveries from these orgs. Most hide all the money and offshore it and have nothing in their business bank accounts to seize very intentionally.

    • max December 17, 2019 at 4:44 PM
      Reply

      what if i signed a bunch of documents unwittingly? can this scam company sue me? they even rushed me to say yes to interview questions im sure they probably recorded. what should i do?

      • Travis at Student Loan Planner December 21, 2019 at 12:20 PM
        Reply

        These scam companies are shells I wouldn’t worry about what you’ve signed with them. Just try to dispute the credit card charges.

    • Cynthia January 27, 2020 at 1:13 PM
      Reply

      I got a call from the same company the number that they used this time Was 1-866-459-9358 and it had a automated service that asked you if you were returning a call or applying for help. Once you answered it would continue asking questions about how much an where you went to school before. Then it would transfer you to a real person who I told that my loans were already taken care of and I asked who they were trying to contact they hung up on me.

    • Traci Phillips May 20, 2020 at 12:00 AM
      Reply

      Just spoke to Elmer today! Thank you so much for your post! Saved just in the nick of time. Wish I had read these comments prior to giving them my info. But no money was ever exchanged

    • Graham June 3, 2020 at 5:56 PM
      Reply

      you are the GOAT

    • Dee July 8, 2020 at 1:23 PM
      Reply

      “Central Processing Center for Student Forgiveness Application” called me from 202-788-9499 and then left a voicemail and said to callback at this number 1-855-230-3777. They try to ask for information like social security numbers. Block them if you get a call from this company.

    • Jackie July 9, 2020 at 4:11 PM
      Reply

      Bradley is another one that calls from “Central Processing Center for Student Loan Forgiveness Applications.” He left me a message months ago, which I didn’t respond to, and left me another message today from (202) 788-9505 stating that I needed to call him by 6pm at (855) 230-3777 if I wanted to move forward, otherwise my application would be closed.

    • Ryan August 7, 2020 at 2:15 PM
      Reply

      I called Accredited Enrollment Center a few times. Someone told me the reason they rush the calls is that each “loan specialist” gets charged for any phone call made lasting over 1 minute in duration.

    • Sarita Brown November 19, 2020 at 6:55 PM
      Reply

      If anyone from doc assist calls you it’s a scam. They claim to help with loan forgiveness. They continue to call and call and call. Even after multiple requests to be taken off of their list. One guy hung up on me when I asked for a name of the person helping me. Another hung u when I asked about their company, she told me her name was Layla Jones (Yea sure). So I called them, and called them, and called them again to show how ANNOYING it is.(was actually pretty darn fun) LOL I told them I would get a lawyer if they kept calling me and she told me that they would put me back on the call list if I called back. Needless to say I’ve blocked all the numbers they have called from but they call from so MANY!

  18. Moriah December 12, 2019 at 4:28 PM
    Reply

    Has anyone heard of Dynamic Solutions? They did request my FSA ID and also had an upfront fee/monthly fee option? Everything seemed to be legit but I can’t be certain.

    • Travis at Student Loan Planner December 13, 2019 at 9:57 AM
      Reply

      Anyone who requests your FSA ID is a scam

  19. Natasha December 12, 2019 at 4:36 PM
    Reply

    Does anyone know if MY STUDENT FORGIVENESS is a scam?

    • Travis at Student Loan Planner December 13, 2019 at 9:57 AM
      Reply

      Certainly sounds like one

  20. Frederick December 30, 2019 at 1:07 PM
    Reply

    Another good way to know if it is a scam or not; is to watch your caller ID. I have been receiving alot of robocalls just this past week alone; about student loan forgiveness. I use Spokeo.com to check phone numbers; I just researched every number that this robocaller called me from and discovered that the numbers belong to ordinary people, but have been hijacked for the purposes of robocalling. These numbers are all owned by TW Telecom; which was bought by CenturyLink. I called CenturyLink headquarters in Colorado; hoping to make them aware of the hijacking of their numbers; but because I am not a CenturyLink customer or law enforcement, they won’t even talk to me about it. Just the past week alone; I have received a minimum of 5 calls from this same robocaller, four times in one day and each time, it has been from a different phone number that belongs to a real person who had no knowledge their phone number was being used in this manner. So if the same robocaller calls you from different phone numbers each time; it is a scam.

  21. Sonya January 3, 2020 at 2:10 PM
    Reply

    I’m pretty sure Freedom DocPrep is a scam. I’ve called the US Dept of Education and they advised me to cancel with them and to cut all ties. It sucks because my mom and I gave out her parent plus info so they probably have access to her banking info and social security number, that’s what scares me.

    • Travis at Student Loan Planner January 6, 2020 at 2:57 PM
      Reply

      Certainly sounds like one. I’d put a hold on my credit w the credit bureaus if you’re afraid.

      • Erika January 10, 2020 at 6:39 PM
        Reply

        So I thought that they were legit too but when I looked for reviews on Freedom DocPrep, everything says they are a scam. TURNS OUT ITS TRUE ! I called them back and told them I didn’t want to go through with any loan forgiveness and they told me that my file was denied anyway and they won’t be deducting any fees from my account (super shady right ?) Anywho, Im calling my bank right now to make sure that I put a hold on withdrawals they to make from my account and reporting it to the credit bureaus. Stay safe yall

        • Travis at Student Loan Planner January 14, 2020 at 12:30 AM
          Reply

          Cheez that’s crazy. “You’ve been denied” these people sound like slimy sales folks not people who want to help anybody.

      • David Hosch October 29, 2020 at 8:10 PM
        Reply

        Have you ever heard of a company called, “Federal Document Preparation Services”, located at 4695 MacCarther Port in Newport Beach California 92660 ?

  22. J January 30, 2020 at 11:03 AM
    Reply

    Have anyone heard of Student Prep Center? Are they legit?

    • Travis at Student Loan Planner February 2, 2020 at 2:21 PM
      Reply

      Doesnt sound like it

      • unknown June 11, 2020 at 5:23 PM
        Reply

        They will claim to cover your student loans entirely for short installments but it’s actually a bs service they perform to consolidate your student loans, which you could easily do yourself. I’m losing $960 for loan consolidation because, as “Amy” the “compliance officer” had said, I signed a legally binding document that totals $960 for a simple task. Total scam.

  23. Angela February 3, 2020 at 5:35 PM
    Reply

    Federal Document Assistance Center is a scam. Please don’t trust them.

    • Katie May 5, 2020 at 5:48 PM
      Reply

      How do you proceed if you have given one of these companies your debit card information? They have access to my social security number, without me giving it out. I do not know the extent of what they know/don’t know.

  24. Vincent T Gavin February 15, 2020 at 7:06 AM
    Reply

    Has anyone heard of clear start in Irvine, Ca?

    • Travis at Student Loan Planner February 16, 2020 at 9:26 AM
      Reply

      Haven’t but many of the student loans scams have historically been located in southern California

  25. Marvin February 27, 2020 at 1:18 AM
    Reply

    Hi, I’ve been reading through the comments and was not aware of scammers. I recently just signed and gave my personal information to Students Counseling Center. I’m just wondering if anyone has dealt with them before, They had contacted me and left voicemails and texts saying that recent law suits and closure of the school I attended could forgive or discharge my loans.or what my plan of action should be if I suspect them to be scammers. They have a website: https://www.studentscounselingcenters.com/ If any one has advice, I’m all ears.

    • Travis Hornsby February 27, 2020 at 12:26 PM
      Reply

      I would not use them, anyone using phone calls like this is trying to pressure you into a sale

  26. James March 2, 2020 at 3:42 AM
    Reply

    What if you signed a contract agreeing to a Pay a specific amount and handed over Personal information to this company? Besides telling your bank to no longer authorize transactions from this company, what other steps can be taken to further protect personal information? Also, could we be sued if we just stop paying the upfront fees?

    • Travis Hornsby March 5, 2020 at 10:39 PM
      Reply

      If you’re super scared you might just change banks, but no you can’t be sued these groups are mostly funneling money into offshore accounts and are hoping to make as much money as possible before getting shut down by the FTC. So you shouldnt worry about that.

    • Carol August 12, 2020 at 1:03 PM
      Reply

      Is there any update on your situation? I think I’m in the same boat

  27. Shaquencia Chambers March 4, 2020 at 9:25 PM
    Reply

    So you all Do believe that student prep center is a scam?

    • Travis Hornsby March 5, 2020 at 10:32 PM
      Reply

      I think it’s unnecessary since most of these groups just consolidate your loans and call that a plan when that’s free and you might not need to do that.

  28. Megan Nixon March 20, 2020 at 4:43 PM
    Reply

    Hi all –

    Has anyone heard of Education Advisory Group? They contacted my roommate and asked for an unfront payment to consolidate his loans (all Federal) and then said his ongoing payment would be reduced from $79 to $49 (with an overall reduction of $12,000) – per the William D Ford D act.

    EDUCATION ADVISORY GROUP “EAG” is a for-profit business that for a fee assists in compiling, preparing and processing paperwork for people seeking consolidation, restructuring and/or forgiveness of their federal student loans through the U.S. Department of Education’s (“DOE”) programs

    • Travis Hornsby March 21, 2020 at 12:40 PM
      Reply

      Certainly sounds like a scam

  29. Mell March 24, 2020 at 11:02 AM
    Reply

    Student prep center asked my daughter for her email address then went and changed her fasfa password so they could look at her info to see is she qualified. wanted her to pay 3 payments at around 300 each then her pay would be zero for 120 payments then her loans would be forgiven. they couldn’t tell her under what part of the william d ford act she qualified. she’s self employed with an art studio. I think scam

    • Travis Hornsby March 25, 2020 at 11:14 PM
      Reply

      Yes probably

  30. Denien March 28, 2020 at 3:10 PM
    Reply

    My daughter was contacted by Alliance Loan. She is newly graduated and took this call and signed up while I was at work. She didn’t know what to do about her payments. She was injured playing college softball and couldn’t work. She recently had surgery and still isn’t working. She was told she qualified for a lower payment plan and that if she paid $248 for 4 months then she could drop her payments down to something really low. This sounds like a scam to me and I am afraid she could be getting taken.

    • Travis Hornsby March 29, 2020 at 8:58 AM
      Reply

      It is

  31. Mark March 31, 2020 at 11:39 AM
    Reply

    A new company appeared. I am not sure how they got my number.
    Have you heard a company called Rely on PinPoint?

    • SHILOH GRISWOLD August 11, 2020 at 10:55 AM
      Reply

      Yes, and I just reported them to my bank for fraud. They took 1200 dollars, did nothing and then tried to take another 300 – i cancelled that payment and the bank is now investigating.
      They’re AWFUL.

  32. S. Patterson April 13, 2020 at 6:30 PM
    Reply

    Are you familiar with or have knowledge of the company Student Prep Center? They are offering 120 days, 0%, Complete forgiveness for teachers…Annual renewal. Must submit 1044 and bank statements. Make 4 monthly payments of set amount…
    Asked for my social security number, address and payment information-I did not provide!

  33. Stephany April 17, 2020 at 5:56 PM
    Reply

    I signed up with a company called integrity support group LCC. I am thinking it’s now a scam but they have all my information including ssid. I go to their site “integritysupportgroup.org” and it just redirects me to studentaid.gov I want to dispute charges with my bank but they ask I try to settle it first with them. They are closed for the weekend. How do you all recommend I proceed?

    • Amy at Student Loan Planner April 20, 2020 at 1:47 PM
      Reply

      I’ve not heard of them. I looked them up and they’re not accredited by the BBB, so I’d refer you to a student loan lawyer.

  34. Jennifer April 23, 2020 at 4:46 PM
    Reply

    Has anyone heard of Rely On Pinpoint? Are they a scam?

    • Mark May 24, 2020 at 1:36 PM
      Reply

      They seem to be a scam. They ask your bank account or credit card from the start. They want $800.00 fee. They keep repeating “Do you want student loan forgiveness? Is a scam.

      • Andrew June 8, 2020 at 10:51 AM
        Reply

        They tried to get $1200 from me.

  35. MARGAUX LOVELL May 20, 2020 at 5:28 PM
    Reply

    How about Student Apex?

    • melissa May 28, 2020 at 11:54 AM
      Reply

      following this. I just signed up with Student Apex too…

      • Donna August 7, 2020 at 12:07 AM
        Reply

        So did I and now I am in default. Im stopping payments right now..

        • Miguel Fuentes September 2, 2020 at 5:52 PM
          Reply

          no they helped me get out of default ive been in collections for the last couple years, you do understand its a processing company. I did have doubts but the outcome was way better than my taxes getting taken away especially with these collection agencys wanting to take my paycheks too.

        • Miggy Fuentes September 9, 2020 at 11:30 AM
          Reply

          no they are not a scam they are a processing document company , i was in default too and collections wanted to start taking a percentage of my paychecks and they were taking my taxes too but they helped me get out of that so no student apex is not a scam

  36. Jerry May 21, 2020 at 4:33 PM
    Reply

    I got a letter in the mail that said final notice. It had a benefit ID number. It had a toll free number that said it was assigned to the Student loan department. It says New Laws discounting Federal student loans. I called it and he asked for my email to get into my loan information and changed my password. He said I had to pay 2 payments of $399 for a document preparation fee and then 125 payments of $39. Is this a scam? It doesnt have a name it says they are not affiliated with the government or any of its programs. And they offer private fee based application assistance to aid consumers in applying for government offered programs.

  37. Cedric Gibbs May 22, 2020 at 6:38 AM
    Reply

    Trying to see if I’m being scammed.
    ALUMNISUPPORT 8889059299 417-6318059 92647 CA US
    This is how the transaction appears after my first payment.

  38. james mcdonald June 1, 2020 at 8:30 AM
    Reply

    How about ‘Student Loan Doc’ out of Las Vegas? They said they were going to turn me over to collections if I didn’t keep paying.

    • Mj July 7, 2020 at 7:16 PM
      Reply

      Were you ever able to find out if they were legit? Is it too late for me to get my money back?

  39. Kristen Tackett June 1, 2020 at 7:26 PM
    Reply

    I was contacted by Alliance Loan Support LLC today. They didn’t ask for personal information and were able to go into my FSA Account and changed my password and texted me confirmation links. It seemed really legit and they weren’t pushy and didn’t ask for personal information at first. They told me I would pay $248 for the first 4 months, then $89/month for 120 payments and then the rest of my loan would be forgiven since I am in public service. I was trying to do research while I was on the phone with them and couldn’t find anything fast enough to steer me clear of them. I hesitantly gave them my debit card number and signed some online documents that they had sent me. I tried to carefully read through everything, but it was sent to my phone and small. When it got to the final part where they were recording my responses, I caught that the $248 payment for the first 4 months was to them for “processing fees” and that I could do all of it on my own, I stopped the Sr. Loan Rep and clarified what I had heard and then stopped the process. I immediately got off of the phone and cancelled my bank card and was informed that there had not been any activity on it today. Something just told me it seemed too good to be true. If I am wrong and this is a legit company that I should work with, please let me know. I would love to not have to pay an additional $11,000 in student loans. Until then, I am working on the process myself for FREE.

    Main RED Flags:
    Big Payment for the first 4 months to pay off “Client Fees”
    The contract signed was for confirmation of Fee Schedule Payments and did not have any specific information on an exact monthly payment on loans.

    • Marie June 16, 2020 at 11:41 AM
      Reply

      Following. In the same situation and trying to find out if they are legit.
      How did you do the process alone?

    • Michelle Jenkins August 17, 2020 at 1:26 PM
      Reply

      It’s a legitimate company, I’ve worked with them last year and they’re very straight forward on what they’ll be doing for you. They read you a script where they let you know you can do this on your own and that their services are optional. They’re really not pushy at all and I like that they compare themselves to an H&R BLOCK, because it really is up to you on whether you want to pay a company to do the work for you OR if you prefer to do it on your own instead. They’re far from a scam, I had my doubts in the beginning as well.

  40. Mari June 2, 2020 at 3:28 PM
    Reply

    I am a cosigner for my granddaughters college loan. Getting emails from Henry A Perry about loan forgiveness calls. Said they are redoing their policies about the loans, to contact them. First sign it was a scam..addressed to Hello Dear! Funny thing is there is a legimate person who works with colleges with same name but different middle initial.

  41. Latrecia Blackshear June 5, 2020 at 5:29 PM
    Reply

    Have anyone heard of Rely on pinpoint? Is this a scam

  42. Amy Spasojevic June 16, 2020 at 9:24 PM
    Reply

    I was contacted by a company promising to lower my payments to under $40/month for 20 years and after 20 years of qualifying payments my remaining debt would be forgiven. They told me I would need to provide them with my checking account info, which luckily I did not do, in order to make 3 payments of $399 over the course of 3 months. At first I thought I was speaking to someone with the DOE and when asked to “verify” my SSN, I did. My biggest concern is that this scammer has my SSN, as well as my current address, my full name (including middle name), my email and place of employment. How bad is this? It’s hard to believe that in a few minutes of carelessness I ruined my entire life. I already placed a security freeze with EquiFax, Experion and TransUnion. Is there anything else I can do to protect myself without paying money for the rest of my life?

  43. Justin June 25, 2020 at 7:38 PM
    Reply

    Has anyone found a legit company or is everything a scam?

  44. Evonne Thompson July 6, 2020 at 2:55 PM
    Reply

    Do anyone know about Direct Account Management?

    • Sarah September 29, 2020 at 6:51 PM
      Reply

      I am also wondering if this is legit or not??

    • Shaun December 4, 2020 at 2:13 AM
      Reply

      I’m wondering as well

      • Amy at Student Loan Planner December 13, 2020 at 11:23 AM
        Reply

        They have a C- from the Better Business Bureau and are not accredited. That doesn’t necessarily mean it’s a scam, but the reviews don’t sound good.

  45. sarah August 5, 2020 at 4:01 PM
    Reply

    is SLFD Processing a scam? https://www.slfdprocessing.com/ I just want to know. I was told to make 6 monthly payments of 150 a month, then after the six months Im done paying them just have to show proof of income for the next 20 years. If its a scam how to i back out?

    • Amy at Student Loan Planner August 8, 2020 at 3:15 PM
      Reply

      I’ve not heard of them. It’s likely it’s a scam since you can’t just make 6 payments and have your loans magically disappear.

  46. Mario August 7, 2020 at 1:15 PM
    Reply

    Hi good day!!! If I worked in one of these companies for two months and I know where it is located and who owns it in another country, is there anything we can do? Those people take advantage of the poor, there must be something to do!

  47. Alexis September 1, 2020 at 7:20 PM
    Reply

    Hi. I just recently started this student loan program called, “Process Right”. Has anyone ever heard of it/know if they are legit or not?

  48. Richard Gallagher September 14, 2020 at 2:01 PM
    Reply

    DOCINAID
    thats a new one

    • Anita November 18, 2020 at 9:49 PM
      Reply

      Yup! Docinaid are scammers.

  49. Kainan Sagale September 22, 2020 at 5:22 PM
    Reply

    I have been contacted by Student Prep Center. She said that they work alongside with the Department Of Education. Emailing me a temporary FSA password and what not. Has anyone been contacted by them? Is this legit?

    • Amy at Student Loan Planner September 26, 2020 at 4:21 PM
      Reply

      It’s likely they’ll charge you for something you can easily do yourself. Don’t fall for predatory practices that can end up costing you a lot more in the long run. Student loans are frustrating, we get that – but if you book a consult, they’ll go over everything with you – a complete analysis of your loans – and explain your options so you’ll be confident in your plan.

  50. Wayne Barnes September 25, 2020 at 12:39 AM
    Reply

    Does anyone know anything about EAG(Education Advisory Group) are they legit? They have a fee of $950 which they said can pay 4 payments of $237.50 after that i then start my loan payments. Any info would help thanks

    • Amy at Student Loan Planner September 26, 2020 at 4:31 PM
      Reply

      They’re accredited by the Better Business Bureau and have an A- rating from them – so it’s probably legit. It looks like a document preparation service, so you’re only paying them to fill out the forms. $950 is a lot of cash for someone to fill out your forms. You’d be better off contacting one of our consultants and booking an appointment – they can walk you through your options, what steps to take, and how to fill out the forms for a lot less than that.

  51. Haleigh September 25, 2020 at 2:11 PM
    Reply

    Has anyone heard of financial student services?

  52. Courtney October 11, 2020 at 11:36 AM
    Reply

    Have anyone one heard of True Solution? They knew my information about my federal loans. They walk me through everything. The said I qualify for the public services forgiveness program. They had my FASFA information so I thought it was legit. They charge me a fee is $60 a month and my loans will be forgiveness. They told me I will not have to pay my loans if I make my payments on time. I am trying to make sure they are legit. I have checked my loans and now they are in consolidation and in good standing on my credit report.

  53. Elaine K. October 30, 2020 at 2:36 PM
    Reply

    Please tell me if Alliance Loan Support is legit. He somehow got my FSA Id and password?

  54. Leanna smoot November 11, 2020 at 2:25 PM
    Reply

    Has anyone had or have experience with direct account management, are they a scam?

    Thank you

    • Amy at Student Loan Planner November 13, 2020 at 12:27 PM
      Reply

      They’re not accredited by the BBB and have a rating of C- with consumer complaints. Sounds like a scam to me.

  55. Caitlyn November 23, 2020 at 2:52 PM
    Reply

    Wondering if Students Come First is a scam? I called them to ask and they said that the Dept of Education would not be aware of this company because they dont want them to keep from agrnishing wages at tax season. They have a legit website and always have someone call me back or someone I speak to (Omar Bates).

  56. Elizabeth Humphries January 13, 2021 at 9:15 PM
    Reply

    i got nelnet then it was being transfred to fedloan and had to make payments to pay off intrest accumilated thru nelt net an i was contacted by docinaid. are they legit.

    • Amy at Student Loan Planner January 19, 2021 at 6:12 PM
      Reply

      I’ve never heard of them. Unfortunately, most student loan companies are a scam. Or – if they’re legit – they charge way too much money for something you can easily do yourself.

  57. DRH January 14, 2021 at 7:09 PM
    Reply

    I just received a call on my mobile from the following Utah number-
    (435) 292-1175.
    The lady stated her name was Megan from “Student Loan Relief” and that she was calling in regards to my Federal Student Loan. She stated that I needed to call her back right away as it was imperative that we speak. The return call phone number is (309) 220-3361.
    I an pretty sure that this is fraudulent as I am currently in deferment.
    Has anyone else received a call or knows about Student Loan Relief?
    It’s ashamed that people are so deceitful. Be careful, everything that sounds good and reputable in most cases it isn’t.

    • Amy at Student Loan Planner January 19, 2021 at 6:16 PM
      Reply

      It’s very likely a scam. I wouldn’t trust someone that called me out of the blue.

  58. Evelyn January 31, 2021 at 8:28 AM
    Reply

    Has anyone heard of financial student services?

  59. Robin Darling March 25, 2021 at 1:01 PM
    Reply

    Have anyone heard of scholar consulting loan forgiveness program? I was scammed out of $846 when I called the number I get a busy signal, and they are not listed online. Can someone please help me to get my money back.

    • Amy at Student Loan Planner April 5, 2021 at 2:36 PM
      Reply

      It sounds like a scam, Robin. Contact your bank (or credit card company, depending on how you paid the fees) to ask about your options. You may also want to contact an attorney.

  60. Emily April 8, 2021 at 2:13 PM
    Reply

    I received a voicemail from someone named Megan saying they are with the Student Loan Relief. They claimed I had been pre-qualified for the student loan forgiveness program and that I had to call her back urgently before the programs change. The number she left was 501-274-0454. If you get a voicemail like this it is a scam, dont fall for it!

  61. Veronica May 4, 2021 at 5:52 PM
    Reply

    Have you heard of Federal Document Preparation Services?

    • Abel at Student Loan Planner May 5, 2021 at 2:50 AM
      Reply

      Hey Veronica! Unfortunately, no. But Beware of Hidden Agendas in the Student Loan Industry. Here is what we mean: https://youtu.be/aalZPFSErIE. You can listen on YouTube or your favorite podcast platform. Look for Episode 122. Please do your due diligence and continue to research to learn more about them. Thanks!

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